Serving High-Risk Merchants Since 2016 · 30+ Countries.

Low & High Risk Merchant Processing Solutions

Tracking the payment markets

Independent research tracks the payment markets we work in. QuadraPay helps merchants find the right partners within them, market by market.

Built for the Modern Mobile Merchant

From North America to Europe, Asia-Pacific, and beyond, your business gets access to a global network of payment partners.

Declined Elsewhere?

Many merchants declined by traditional providers may still qualify through our global network of PSPs and payment processing partners, subject to underwriting.

50+ Processing Partners

Our network of 50+ processing partners helps us match your business with solutions tailored to your industry, risk profile, and processing needs.

24–48 Hour Initial Review

Many applications receive an initial review within 24–48 hours. Final approval and onboarding timelines depend on the acquiring partner and application details.

Everything your business
needs to get paid

One partner. Many payment options. Built for businesses of every risk profile.

Cost-effective payment processing for low-risk businesses with competitive rates and reliable support.

Payment solutions for high-risk businesses through our global network of acquiring partners.

Access offshore merchant account solutions through our global acquiring network for eligible international and high-risk businesses.

Accept card payments securely by phone or email from any internet-connected device.

Process ACH payments with trusted acquiring partners offering flexible solutions for eligible businesses.

Modern point-of-sale solutions with secure payment acceptance and business management features.

Declined elsewhere? Talk to us.

From healthcare to eCommerce, we’ve built deep expertise across 200+ low and high-risk industries, connecting businesses with partners that understand their needs.

Payment solutions for online marketplaces, multi-vendor platforms, and platform-based businesses.

Payment solutions for licensed forex brokers, CFD platforms, crypto exchanges, and fintech businesses.

Payment solutions for CBD, hemp, wellness, and nutraceutical brands, where legal in your market.

Payment solutions for online stores, marketplaces, subscription brands, and digital commerce businesses.

Payment solutions for travel agencies, tour operators, airlines, hospitality, and booking platforms.

Payment solutions for licensed gaming platforms, skill games, esports, betting, and entertainment businesses.

Payment solutions for dating platforms, social communities, membership sites, and subscription services.

Payment solutions for healthcare providers, telemedicine, dental clinics, and medical service businesses.

We find partners where others see risk.

Our streamlined process matches your business with a suitable payment partner, so you can start accepting payments with confidence.

1

Apply Online

Fill out our simple digital application in under 2 minutes. No fax, no hassle.

2

Submit Documents

Upload your business documents securely. Our team reviews within 2–4 hours.

3

Provider Matching

We match you with suitable providers, who then carry out underwriting.

4

Go Live

Once a provider approves you, get your account details and integration steps.

QuadraPay has helped thousands of high-risk and low-risk businesses worldwide find payment partners suited to how they sell, scale, and grow globally.

2016

Helping merchants since

5,000+

Merchants helped

Since 2016, helping merchants get paid globally

Trusted by
of businesses worldwide

★★★★★

I am usually not the one to write… I am usually not the one to write reviews but I really have to here. 10/10 Helped me out with issues regarding shopify + processor integration in Europe.
Super friendly, professional, done quick. Reliable, trustworthy.

Mai Polanec

CEO,  Imitation Jewellery Company · Hungary

★★★★★
We work with QuadraPay for quite some time and we have been nothing but happy with them! Very professional.

IM

Ivan M

CEO, Supplement Company· Bulgaria
★★★★★
Best merchant services QuadraPay was able to help with my payments needs with some powerful features :* Native Gateway Integration for Shopify Wix Woocom etc ( no redirect ) * Subscriptions Recurring Payments ( subscribe and save ) * Buy Now Pay Later Feature * Invoice Feature (sends payable email invoices and text payment links) * Credit Cards Payments Processing * Crypto Payments Processing * Echeck Payments Processing * Fraud Tools * Chargeback Alerts * ApplePayThanks, Scott

ST

Scott Tracy

CEO, Ecommerce Company · USA

Integrations

Works with popular platforms and carts.

Connect your preferred gateway, shopping cart, or business platform. Available integrations depend on the provider you are matched with.
Wix Wix
Shopify Shopify
WooCommerce WooCommerce
BigCommerce BigCommerce
PrestaShop PrestaShop
Magento Magento
OpenCart OpenCart
Authorize Authorize.Net
REST REST API
wiximageWix
ShopifyimageShopify
WooCommerceimageWooCommerce
BigCommerceimageBigCommerce
PrestaShopimagePrestaShop
Magento
OpenCartimageOpenCart
AuthorizeAuthorize.Net
RESTimageREST API

Frequently asked questions

Still have questions? Our team replies within one business day, often sooner.

A high-risk merchant account is a payment processing account designed for businesses with higher chargeback risk, regulatory complexity, or specialized industries.

Most applications receive an initial review within 24–48 hours. Final approval depends on the acquiring bank and your documentation.

Typically, you’ll need business registration documents, identification, bank statements, processing history (if available), and your website details.

We connect merchants with acquiring partners across the US, UK, Europe, EEA, Canada, Australia, New Zealand, and many other supported markets.

A rolling reserve is a percentage of each transaction temporarily held by the acquiring bank to help cover potential chargebacks and refunds.

Our payment partners support integrations with leading eCommerce platforms, gateways, APIs, and custom systems. We’ll recommend the best fit for your business.

Our acquiring partners support multi-currency payment processing, allowing businesses to accept payments in a wide range of major global currencies.

Let us be 100% honest with you there is no legitimate payment processor that can guarantee approval for every merchant. You must understand that merchant accounts are always subject to underwriting review and this is based on the business model, industry, ownership, processing history, transaction volume, chargebacks, and compliance requirements.

This is the key reason why merchants prefer to choose QuadraPay. Our massive partner network helps us to improve the chances of approval. If one provider says no we check with another one and we do this till the time we have exhausted all our options.

Reply within 1 business day

Start your merchant account application

Share a few details and an account manager replies with the options that fit your business.

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QuadraPay | High-Risk Merchant Accounts
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