Serving High-Risk Merchants Since 2016 · 30+ Countries.
Low & High Risk Merchant Processing Solutions
Your business
Matched to your business model, market and transaction profile
Partner providers
- Tell us about your business
- We match suitable partners
- Partner review & onboarding
- High Approval Rates
- 200+ Industries
- Helping Since 2016
- 5,000+ Merchants Helped
Tracking the payment markets
Independent research tracks the payment markets we work in. QuadraPay helps merchants find the right partners within them, market by market.
Built for the Modern Mobile Merchant
From North America to Europe, Asia-Pacific, and beyond, your business gets access to a global network of payment partners.
Declined Elsewhere?
Many merchants declined by traditional providers may still qualify through our global network of PSPs and payment processing partners, subject to underwriting.
50+ Processing Partners
Our network of 50+ processing partners helps us match your business with solutions tailored to your industry, risk profile, and processing needs.
24–48 Hour Initial Review
Many applications receive an initial review within 24–48 hours. Final approval and onboarding timelines depend on the acquiring partner and application details.
Payment processing solutions in 30+ countries.
From North America to Europe, Asia-Pacific, and beyond, your business gets access to a global network of partners.
North America :
Europe :
Everything your business
needs to get paid
One partner. Many payment options. Built for businesses of every risk profile.
Cost-effective payment processing for low-risk businesses with competitive rates and reliable support.
Payment solutions for high-risk businesses through our global network of acquiring partners.
Access offshore merchant account solutions through our global acquiring network for eligible international and high-risk businesses.
Accept card payments securely by phone or email from any internet-connected device.
Process ACH payments with trusted acquiring partners offering flexible solutions for eligible businesses.
Modern point-of-sale solutions with secure payment acceptance and business management features.
Declined elsewhere? Talk to us.
From healthcare to eCommerce, we’ve built deep expertise across 200+ low and high-risk industries, connecting businesses with partners that understand their needs.
Payment solutions for online marketplaces, multi-vendor platforms, and platform-based businesses.
Payment solutions for licensed forex brokers, CFD platforms, crypto exchanges, and fintech businesses.
Payment solutions for CBD, hemp, wellness, and nutraceutical brands, where legal in your market.
Payment solutions for online stores, marketplaces, subscription brands, and digital commerce businesses.
Payment solutions for travel agencies, tour operators, airlines, hospitality, and booking platforms.
Payment solutions for licensed gaming platforms, skill games, esports, betting, and entertainment businesses.
Payment solutions for dating platforms, social communities, membership sites, and subscription services.
Payment solutions for healthcare providers, telemedicine, dental clinics, and medical service businesses.
We find partners where others see risk.
Our streamlined process matches your business with a suitable payment partner, so you can start accepting payments with confidence.
1
Apply Online
Fill out our simple digital application in under 2 minutes. No fax, no hassle.
2
Submit Documents
3
Provider Matching
We match you with suitable providers, who then carry out underwriting.
4
Go Live
Once a provider approves you, get your account details and integration steps.
QuadraPay has helped thousands of high-risk and low-risk businesses worldwide find payment partners suited to how they sell, scale, and grow globally.
2016
Helping merchants since
5,000+
Merchants helped
Since 2016, helping merchants get paid globally
Trusted by
of businesses worldwide
I am usually not the one to write… I am usually not the one to write reviews but I really have to here. 10/10 Helped me out with issues regarding shopify + processor integration in Europe.
Super friendly, professional, done quick. Reliable, trustworthy.
Mai Polanec
CEO, Imitation Jewellery Company · Hungary
IM
Ivan M
ST
Scott Tracy
Integrations
Works with popular platforms and carts.
Magento
OpenCart
Authorize.Net
Authorize.NetFrequently asked questions
Still have questions? Our team replies within one business day, often sooner.
A high-risk merchant account is a payment processing account designed for businesses with higher chargeback risk, regulatory complexity, or specialized industries.
Most applications receive an initial review within 24–48 hours. Final approval depends on the acquiring bank and your documentation.
Typically, you’ll need business registration documents, identification, bank statements, processing history (if available), and your website details.
We connect merchants with acquiring partners across the US, UK, Europe, EEA, Canada, Australia, New Zealand, and many other supported markets.
A rolling reserve is a percentage of each transaction temporarily held by the acquiring bank to help cover potential chargebacks and refunds.
Our payment partners support integrations with leading eCommerce platforms, gateways, APIs, and custom systems. We’ll recommend the best fit for your business.
Our acquiring partners support multi-currency payment processing, allowing businesses to accept payments in a wide range of major global currencies.
Let us be 100% honest with you there is no legitimate payment processor that can guarantee approval for every merchant. You must understand that merchant accounts are always subject to underwriting review and this is based on the business model, industry, ownership, processing history, transaction volume, chargebacks, and compliance requirements.
This is the key reason why merchants prefer to choose QuadraPay. Our massive partner network helps us to improve the chances of approval. If one provider says no we check with another one and we do this till the time we have exhausted all our options.