98% Approval Rate · 5,000+ Merchants Approved

Low & High Risk Merchant Processing Solutions

Verified. Vetted. Payment Partners You Can Trust.
Empowering high-performance commerce globally — across US, UK, EU, AU & NZ.

Industry Recognition

Trusted by industry leaders
& verified by analysts

From North America to Europe, Asia-Pacific, and beyond — your
business gets a truly global payment infrastructure.

Why QuadraPay

Built on a decade of trust
and verified performance

Featured in Deloitte’s fintech research and verified by leading market analysts — QuadraPay delivers results that speak for themselves.

Up to 98% Approval Rate

Nearly every merchant who applies with QuadraPay gets approved — including those declined by traditional processors and major banks. Our underwriting expertise makes the difference.

Verified by Auditors

50+ Acquiring Banks

Our network of over 50 global acquiring banks means we always find the right banking partner for your business — regardless of industry, risk profile, or processing volume.

Global Network

24-Hour Approval

Our streamlined underwriting process delivers merchant account approvals in as little as 24 hours — the fastest in the high-risk processing industry.

Industry Fastest

Track Record

Almost a decade of powering global commerce

Since 2016, QuadraPay has been the silent engine behind thousands of high-risk and low-risk businesses worldwide — processing billions in transactions annually.

9+

Years in business

5,000+

Merchants served

98%

Approval rate

40+

Countries supported

Global Reach

Processing payments in 40+ countries

From North America to Europe, Asia-Pacific, and beyond — your business gets a truly global payment infrastructure.

Primary Markets :

EU / EEA :

Asia-Pacific & Other :

Payment Solutions

Everything your business
needs to get paid

One platform. Every payment method. Built for businesses of every risk profile.

High-Risk Merchant Accounts

Purpose-built for industries flagged as high-risk. Our underwriting team works with 50+ banks to get you approved — fast and with competitive rates.

Low-Risk Merchant Accounts

Standard eCommerce, retail, and service businesses get access to premium rates, same-day approvals, and next-day funding.

Fast Approval

ACH & eCheck Processing

Accept bank-to-bank payments with lower fees, reduced chargebacks, and perfect for recurring billing and subscription businesses.

Low Fees

Merchant Cash Advance

Get working capital fast. Flexible repayment tied to your daily sales volume — no fixed monthly payments, no long-term lock-in.

Quick Funding

Virtual & Retail Terminals

Accept payments in-person or via virtual terminal. Full POS solutions, card readers, and online payment pages — all in one dashboard.

In-Person + Online

Payment Gateway

Enterprise-grade gateway with fraud detection, tokenisation, 3D Secure, and seamless API integration for any platform or stack.

API Ready

Payment Gateway

Enterprise-grade gateway with fraud detection, tokenisation, 3D Secure, and seamless API integration for any platform or stack.

API Ready

Payment Gateway

Enterprise-grade gateway with fraud detection, tokenisation, 3D Secure, and seamless API integration for any platform or stack.

API Ready

Industries We Serve

We approve where
others decline

From forex to healthcare, we’ve built underwriting expertise across
200+ industries that traditional banks routinely turn away.

🎮

Gaming & iGaming

Online casinos, sports betting, skill games, and gaming platforms

💹

Forex & Trading

FX brokers, CFD platforms, cryptocurrency exchanges

💊

Nutraceuticals

Supplements, vitamins, herbal products, and wellness brands

👩‍❤️‍👨

Dating & Adult

Dating platforms, subscription content, social apps

🏥

Healthcare & Telehealth

Medical practices, telemedicine, dental, mental health platforms

🛡️

Gaming & iGaming

Online casinos, sports betting, skill games, and gaming platforms

🛩️

Forex & Trading

FX brokers, CFD platforms, cryptocurrency exchanges

🔐

Nutraceuticals

Supplements, vitamins, herbal products, and wellness brands

How It Works

We approve where
others decline

Our streamlined process gets you processing payments faster than
anyone else in the industry.

1

Apply Online

Fill out our simple digital application in under 10 minutes. No paperwork. No fax.

2

Submit Documents

Upload your business documents securely. Our team reviews within 2–4 hours.

3

Underwriting Review

Our specialists match you with the best acquiring bank from our network of 50+.

4

Get Approved

Receive your merchant account credentials and start processing payments immediately.

Client Reviews

Trusted by thousands
of businesses worldwide

Trustpilot

4.9 out of 5 · 1,200+ reviews

★★★★★

“QuadraPay got us approved in under 48 hours when three other processors declined us. Our nutraceutical brand was struggling with payment processing until we found them. Game changer.”

MK

Michael K.

CEO, SupplementNation · USA

★★★★★

“Our forex brokerage needed a reliable processor that understood our business. QuadraPay’s dedicated account manager and 98% uptime record speaks for itself. Highly recommended.”

MK

Michael K.

CEO, SupplementNation · USA

★★★★★

“The onboarding was seamless and their integration with WooCommerce was smooth. As a travel agency we faced constant rejections elsewhere — QuadraPay solved that problem permanently.”

MK

Michael K.

CEO, SupplementNation · USA

Integrations

Works with 50+ platforms
out of the box

Plug QuadraPay into your existing stack in minutes, not months.

Wix

Shopify

WooCommerce

Magento

BigCommerce

Stripe API

Authorize.Net

Salesforce

OpenCart

REST API

PrestaShop

Wix

Shopify

WooCommerce

Magento

BigCommerce

Stripe API

Authorize.Net

Salesforce

OpenCart

REST API

PrestaShop

FAQ

Frequently asked questions

Still have questions? Our team responds within 2 hours during business hours.

What is a high-risk merchant account?

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How fast can I get approved?

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What documents do I need to apply?

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Which countries do you support?

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What's a rolling reserve?

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How do I integrate with my platform?

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What currencies do you support?

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Low & High Risk Merchant Processing Solutions

Trusted by industry leaders & verified by analysts

Built on a decade of trust and verified performance

Up to 98% Approval Rate

50+ Acquiring Banks

24-Hour Approval

Almost a decade of powering global commerce

9+

5,000+

98%

40+

Processing payments in 40+ countries

Everything your business needs to get paid

High-Risk Merchant Accounts

Low-Risk Merchant Accounts

ACH & eCheck Processing

Merchant Cash Advance

Virtual & Retail Terminals

Payment Gateway

Payment Gateway

Payment Gateway

We approve where others decline

🎮

Gaming & iGaming

💹

Forex & Trading

💊

Nutraceuticals

👩‍❤️‍👨

Dating & Adult

🏥

Healthcare & Telehealth

🛡️

Gaming & iGaming

🛩️

Forex & Trading

🔐

Nutraceuticals

We approve where others decline

1

Apply Online

2

Submit Documents

3

Underwriting Review

4

Get Approved

Trusted by thousands of businesses worldwide

Trustpilot

MK

Michael K.

MK

Michael K.

MK

Michael K.

Works with 50+ platforms out of the box

Frequently asked questions

Trusted by industry leaders
& verified by analysts

Built on a decade of trust
and verified performance

Everything your business
needs to get paid

We approve where
others decline

We approve where
others decline

Trusted by thousands
of businesses worldwide

Works with 50+ platforms
out of the box