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Serving High-Risk Merchants Since 2016 · Global Coverage

Low & High Risk Merchant Processing Solutions

Verified. Vetted. Payment Partners You Can Trust.
Empowering high-performance commerce globally — across US, UK, EU, AU & NZ.

REQUEST MY QUOTE
Reseller Program
  • No setup fees
  • High Approval Rates
  • 200+ Industries
QuadraPay Merchant Enquiry
Get pre-approved in under 24 hours
I agree to QuadraPay's Terms & Privacy Policy, and consent to my data being processed to respond to my enquiry. I may withdraw consent anytime via info@quadrapay.com.
✓ No setup fees  ·  ✓ 98% approval  ·  ✓ 50+ industries
  • 9 Years in Payments
  • 4.1 Trustpilot
  • 5,000+ Merchants Served
Industry Recognition

Trusted by industry leaders
& verified by analysts

From North America to Europe, Asia-Pacific, and beyond — your
business gets a truly global payment infrastructure.

• Deloitte
• Verified Market Research
• Research & Markets
• DataBridge
• Mordor Intelligence
• MRA
Why QuadraPay

Built on a decade of trust
and verified performance

Featured in top rated  fintech research papers and verified by leading market analysts — QuadraPay delivers results that speak for
themselves.

Fast Application Review

Many merchants declined by traditional providers may still qualify through our global network of acquiring banks and payment partners, subject to underwriting.

50+ Acquiring Partners

Our network of 50+ acquiring partners helps us match your business with solutions tailored to your industry, risk profile, and processing needs.

24–48 Hour Initial Review

Many applications receive an initial review within 24–48 hours. Final approval and onboarding timelines depend on the acquiring bank and application details.

Track Record

Almost a decade of powering global commerce

Since 2016, QuadraPay has been the silent engine behind thousands of high-risk and low-risk businesses worldwide — processing millions in transactions annually.

9+

Years in business

5,000+

Merchants served
QP
Healthcare
Travel
Gaming
CBD
Acquiring Bank

Global Reach

Processing payments in 40+ countries

From North America to Europe, Asia-Pacific, and beyond — your business gets a truly global payment infrastructure.
North America :
🇺🇸 United State
🇨🇦 Canada
Europe :
🇳🇱 Netherlands
🇪🇸 Spain
🇬🇧 United Kingdom
🇩🇪 Germany
🇫🇷 France
🇮🇹 Italy
🇸🇪 Sweden
🇵🇱 Poland
🇨🇭 Switzerland
🇦🇹 Austria
🇧🇬Bulgaria
🇭🇷 Croatia
🇨🇾 Cyprus
🇨🇿 Czech Republic
🇩🇰Denmark
🇪🇪Estonia
🇫🇮 Finland
🇬🇷 Greece
🇭🇺 Hungary
🇮🇪Ireland
🇱🇻 Latvia
🇱🇹Lithuania
🇱🇺Luxembourg
🇲🇹Malta
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰Slovakia
🇸🇮 Slovenia
🇧🇪 Belgium
Asia-Pacific & Other :
🇳🇿 New Zealand
🇦🇺 Australia
🇸🇬 Singapore
Payment Solutions

Everything your business
needs to get paid

One platform. Every payment method. Built for businesses of every risk profile.

High-Risk Merchant Accounts

Payment solutions for high-risk businesses through our global network of acquiring banks and payment partners.

Offshore Merchant Account

Access offshore merchant account solutions through our global acquiring network for eligible international and high-risk businesses.

ACH Processing

Process ACH payments with trusted banking partners offering flexible solutions for eligible businesses.

Low-Risk Payment Processing

Cost-effective payment processing for low-risk businesses with competitive rates and reliable support.

Merchant Cash Advance

Access fast business funding through trusted financing partners based on your processing history.

Virtual Terminal Payments

Accept card payments securely by phone or email from any internet-connected device.

Retail POS Systems

Modern point-of-sale solutions with secure payment acceptance and business management features.

Chargeback Alerts

Receive early chargeback notifications to help resolve disputes before they become chargebacks.
Industries We Serve

We approve when many decline.

From healthcare to eCommerce, we’ve built deep expertise across 200+ high-risk industries, connecting businesses with payment partners that understand their needs.

🎮

Marketplace Payment Solutions

Payment solutions for online marketplaces, multi-vendor platforms, and platform-based businesses.

💹

Forex Payment Gateway

Payment solutions for forex brokers, CFD platforms, cryptocurrency exchanges, and fintech businesses.

💊

SaaS Payment Processing

Payment solutions for SaaS companies, software platforms, recurring billing, and subscription businesses.

👩‍❤️‍👨

Healthcare Payment Processing

Payment solutions for healthcare providers, telemedicine, dental clinics, and medical service businesses.

🏥

CBD Merchant Account

Payment solutions for CBD, hemp, wellness, nutraceutical, and specialty product businesses.

🛡️

eCommerce Merchant Account

Payment solutions for online stores, marketplaces, subscription brands, and digital commerce businesses.

🛩️

Travel Merchant Account

Payment solutions for travel agencies, tour operators, airlines, hospitality, and booking platforms.

🔐

Dating Merchant Account

Payment solutions for dating platforms, social communities, membership sites, and subscription services.

🔐

Gaming Payment Processing

Payment solutions for gaming platforms, skill games, esports, betting, and interactive entertainment businesses.

🔐

Crowdfunding Payment Solutions

Payment solutions for crowdfunding platforms, fundraising campaigns, and creator economy businesses.

View all 200+ supported industries ➡️
How It Works

We find approval where others see risk.

Our streamlined process matches your business with the right payment partner, so you can start accepting payments quickly and confidently.

1

Apply Online

Fill out our simple digital application in under 10 minutes. No paperwork. No fax.

2

Submit Documents

Upload your business documents securely. Our team reviews within 2–4 hours.

3

Underwriting Review

Our specialists match you with the best provider from our network of 50+.

4

Get Approved

Receive your merchant account credentials and start processing payments immediately.
← Previous
Next Step →
Start Application
Client Reviews

Trusted by thousands
of businesses worldwide

Trustpilot 4.1 Great

★★★★★
I am usually not the one to write… I am usually not the one to write reviews but I really have to here. 10/10 Helped me out with issues regarding shopify + processor integration in Europe. Super friendly, professional, done quick. Reliable, trustworthy.

MP

Mai Polanec

CEO,  Imitation Jewellery Company · Hungary
★★★★★
We work with QuadraPay for quite some time and we have been nothing but happy with them! Very professional.

IM

Ivan M

CEO, Supplement Company· Bulgaria
★★★★★
Best merchant services QuadraPay was able to help with my payments needs with some powerful features : * Native Gateway Integration for Shopify Wix Woocom etc ( no redirect ) * Subscriptions Recurring Payments ( subscribe and save ) * Buy Now Pay Later Feature * Invoice Feature (sends payable email invoices and text payment links) * Credit Cards Payments Processing * Crypto Payments Processing * Echeck Payments Processing * Fraud Tools * Chargeback Alerts * ApplePay Thanks, Scott

ST

Scott Tracy

CEO, Ecommerce Company · USA

Integrations

Works with 50+ platforms
out of the box

Integrate with your preferred payment gateway, shopping cart, or business platform through our extensive network of payment partners.

Wix
Shopify
WooCommerce
Magento
BigCommerce
Stripe API
Authorize.Net
Salesforce
OpenCart
REST API
PrestaShop
Wix
Shopify
WooCommerce
Magento
BigCommerce
Stripe API
Authorize.Net
Salesforce
OpenCart
REST API
PrestaShop
FAQ

Frequently asked questions

Still have questions? Our team responds within 2 hours during business hours.
A high-risk merchant account is a payment processing account designed for businesses with higher chargeback risk, regulatory complexity, or specialized industries.

Most applications receive an initial review within 24–48 hours. Final approval depends on the acquiring bank and your documentation.

Typically, you’ll need business registration documents, identification, bank statements, processing history (if available), and your website details.
We connect merchants with acquiring partners across the US, UK, Europe, EEA, Canada, Australia, New Zealand, and many other supported markets.
A rolling reserve is a percentage of each transaction temporarily held by the acquiring bank to help cover potential chargebacks and refunds.
Our payment partners support integrations with leading eCommerce platforms, gateways, APIs, and custom systems. We’ll recommend the best fit for your business.
Our acquiring partners support multi-currency payment processing, allowing businesses to accept payments in a wide range of major global currencies.
QuadraPay | High-Risk Merchant Accounts
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