Payment Gateway For E-Commerce Plateform
E-Commerce Payment Gateway
Choosing a Payment gateway for your e-commerce platform can sometimes be difficult. Look at these few factors before making a decision.
- Setup Fees. Make sure you are not getting ripped off. Give value to your dollars and cents. There is no point in spending money on huge setup cost if you can get a payment gateway at zero setup fee. We have seen many merchants getting solutions after the setup fee is waived by the provider after negotiation.
- Transaction Rates. Every payment processing account or payment gateway comes with Transaction Rates. This is a percentage of sales value merchants pay to the provider on per transaction value. Negotiate with the PSP and get the best rate. use your skills and don’t let the other party add a heavy markup.
- Monthly Fee. See if the provider can make the monthly charges lower. Some may offer zero monthly fees.
- Ease of Integration. How easy is the integration process? Check what languages are supported. In case if your website does not allow you to add psp,asp.net or HTML codes then it may be challenging to integrate.
Payout Period. How fast does the processor pay? Merchants need cash flow. You don’t want the provider to delay your payments. Most of the processors make settlements within 3 -4 days. Some High Risk Merchant Account providers may keep 1 or 2 weeks hold.
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