Estonia Merchant Account

Credit Debit Payment Gateway And Merchant Account For Estonia

Multi-currency Gateway

Start accepting payments from buyers in multiple nations. Our Solutions come with multi currency gateway. The acquireres are from EU.

Virtual Terminal

EU based merchants with 6 months of decent processing statement may qualify for Virtual Terminal for MOTO Transactions. 

Fraud Reduction

Our processing partners use advanced tools like 3DS, Geo filter and AVS. This helps in reducing fraud on Credit Debit Card Transactions.

Low Transaction Rates

Interchange Plus pricing helps businesses reduce cost on card transaction. We also have various AMP methods that are extremely affordable.

Our Estonia Payment Approval Process

We work with EU based registered payment processing and merchant acquiring institutions. The Application and approval process is simple and fast.

Apply Online

Get Approved

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Estonia Merchant Account by Quadrapay

We understand that every merchant is different. A low risk acquiring solution may not work for businesses that require high risk merchant accounts. This is why we work with a huge range of acquiring partners. Apply now to get more details.

We’re proud to be partners of
globally loved merchant acquiring companies.

Our EU based partners are comfortable in onboarding merchants from varios EU nations including Estonia. These processors cater to the requirements of startup as well as experienced businesses.
Apart from Estonia we can also assist merchants from Non-EU nations through our Non EU prcessing partners. Some of the regions that we are actively working in are US, Canada And Gulf.

Estonia is one of the first countries in the world that has offered the concept of e-residency. The state has got the liberalized economy and a massive pool of startups. The most famous voice over IP application in the world Skype was established in Estonia. Estonia makes an enormous amount of trade with the neighboring European countries as well as other Nations.

Many businesses in Estonia accept payment by credit and debit card. For this, they require an Estonian Merchant Account. When you are looking forward to getting a merchant bank account in Estonia for accepting credit card and debit card transactions, then you must ensure that you are getting the best rate. The first option should be to approach a local bank that would be interested in onboarding your account. Most of the times the local banks or the local credit card merchant account acquiring Bank in Estonia would offer lower transaction fees then Offshore Payment Service providers.

Sometimes few merchants may be classified as high-risk merchants in Estonia. These merchants require a particular account and these accounts are known as high-risk merchant accounts. Local banks may refrain from offering this kind of solution. Estonia base merchants looking for payment gateways can approach high-risk merchant account providers. These providers specialize in working with merchants from specific categories that attract high chargeback ratio. These payment service providers implement various measures like 3DS, address verification system and velocity check to reduce the chargeback ratio. Most of the time high-risk merchant account providers offering services to Estonia base merchant may charge a little bit higher transaction fee, but they do offer highly capable services.

There are many merchants in Estonia accepting cross-border transactions. The cross-border transactions mean the trade is happening between entities located in two different countries. For the cross-border payment processing, these merchants require an International merchant account. An international merchant account also helps Estonia based merchant in accepting credit cards of different brands.

ACH is a revolutionary payment processing mode across the United States of America. To get ACH payment gateway for your Estonia based business, you need to send the application and the KYC documents. The KYC documents generally include

Estonia business license
ID and address proof of the director.
Bank Statement or Cancel Check

Along with these the payment gateway company will require additional documents. Once the ACH payment gateway provider approves your account, your customers in the USA can make transactions using the ACH payment gateway. Most of the times you will be paid every week by the payment service provider. Depending upon the type of risk involved in your industry, the payment service provider will define the transaction fee. Most of the times ACH payment processing is cost-effective. If you require ACH payment gateway or credit card payment gateway for your Estonia based company, then you can send an email on [email protected]

You can also contact us if your running any high-risk business in Estonia and have been rejected by local banks. Many merchants in Estonia have created fantastic web projects including online dating websites, Online software sales, projects, mobile application, development projects, etc. For these, you can use the services of international payment processing companies. We will be happy to connect you with a reliable processor that helps you to accept a maximum number of transactions on your website. If you have a specific requirement for your mobile application and want to take International transactions, then please let the Quadrapay team know. We will be happy to provide a reliable solution for your business.

We Have Helped Many Companies

Now Its Time For Your Estonia Company To Go Globally.