Once you get approved for a Low Risk Merchant Account, then it’s the time for you to incorporate it into your website. There are multiple ways of integrating the merchant account on your site. Here you are few integration options listed.
Hosted Payment Page Integration
This kind of integration is one of the easiest ways to connect the website to the gateway. The Merchant usually has to put a small HTML coding on the site that creates a buy now button. The customer clicks on the Buy Now Button and then sees a 3D secure hosted payment page. This 3D secure payment page collects the credit card information.
API and plugin-based integration
With API and plugin-based integration, customers get the opportunity to type in the credit card information on the checkout page. The credit card information is encrypted and securely forwarded to the payment ecosystem. In this kind of integration, the Merchant does not receive the credit card information thus ensures transaction security.
Pay by Email or Invoice Payment Link
To stay ahead in the game, most of the low risk merchant account providers have started offering pay by email and invoice payment link option. The merchant generates this link after logging into the motion account panel. The merchant can quickly send a payment request directly to the registered email address of the customer. The customer can open his email and click on the buy now button and proceed for the transaction.
IVR integration or IVR payment Gateway Integration
Depending on how comfortable the acquirer is the merchant may get the IVR payment gateway option as well. With the IVR payment gateway, customers can key in the credit card information on a secure interactive voice response system by using his touch-tone phone.
Virtual terminal or Moto integration
As mentioned earlier on this page sometimes payment service providers also offer virtual terminal to low risk merchants. The merchant may have to request the payment service provider to whitelist the IP address from which the virtual terminal will be used. It may help in stopping the misuse of the virtual terminal or Moto facility.