Open A Multi Currency Malta Merchant Account With QuadraPay.

Ecommerce Credit Card Processing

Ecommerce secure payment processing with ready to use CMS plugins. Low cost global CNP payments.

Retail Credit Card Processing

Feature rich and cost effective Retail Credit Card Processing POS solutions.

SEPA ACH Echeck Processing

Maximise sales by offering various payment modes including ACH & APMs.

In App Payment Acceptance

Mobile API solution to accepts most payments for in app purchases on popular mobile app platforms.

One Stop Location For All Your Merchant Service Needs

50 + Currencies EUR € GBP £ USD $ JPY ¥ DKK kr

35 + Official Partners 10+ In USA 10+ In EU 3+ In Canada 5+ In Asia

40 + Countries Supported USA Australia Canada Austria Belgium UAE KSA Bulgaria Croatia Republic of Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Ireland Italy Latvia Lithuania Luxembourg Malta Netherlands Poland Portugal Romania Slovakia Slovenia Spain Sweden Liechtenstein Norway Switzerland

In Merchant Services Since 2016 2016 2016

QuadraPay Offers Truly International Merchant Accounts In Malta.

QuadraPay offers payment gateway solutions powered by top acquiring banks in Malta. Start accepting payments from customers in over 100 countries. Low fees on credit & debit card transactions. Your search for a reliable merchant account in Malta ends here.

Start accepting payments online with omnichannel solutions. MOTO/API/Pay By Email. Startups welcome. Multiple acquiring networks. Super affordable interchange ++ pricing model.

Features Of Malta Merchant Account. Full Stack Payment Gateway In Malta

  • Low Rates For Card and APM Processing. Work with Malta-based banks that are recognised globally. Start saving on your processing charges.
  • High Up-time For Low Transaction Risk. No need to worry about downtime. Our processing partners and banks have maintained high up-time history.
  • Multi-Currency Processing For Global Sales. Accept payments From 100+ Nations. We offer a multi-currency payment gateway in Malta. Accept international orders. Accept Euro, USD, AUD, CAD and other currencies. Product pricing changes with DCC dynamic currency conversion. Customers can make payments in local currencies.
  • AI-Driven Enhanced Fraud Prevention. Reduce fraud transactions. Our credit card gateways come with 3DS, AVS and geo Filters to reduce the risk of fraudulent transactions.
  • Various Shopping Carts Supported. easy-to-integrate plugins are available for well-known shopping carts like Woo-commerce, Magento and Opencart.
  • Multiple Alternative Mode Of Payments. Offer additional payment options to buyers. Use AMPs to convert more sales.

Cheat Sheet To Get A Low-Cost Payment Gateway In Malta

You must have a registered business to get a payment gateway in Malta. Your company may be registered anywhere in the European Union, the European economic area or the united kingdom. You must apply to a Malta-based acquiring bank or a payment service provider. QuadraPay will do this for you via its acquiring partners. The application process is simple and easy. It starts with an application form. The merchant fills in all the vital information related to the business and the business model on the application form.

Along with the application form, the merchant must also send copies of some way documents. These documents are known as KYC documents in the Merchant processing industry. KYC documents generally include.

  • Business license
    • Malta business should be registered with The Malta Business Registry (MBR){However companies registered anywhere in EU/EEA/UK can apply}
      • Partnership en nom collectif (General Partnership)
      • Partnership en commandite (Limited Partnership)
      • Private Limited Company
      • Public Limited Company
  • Cancel the business bank account cheque or Letter of good standing from any Maltese bank.
  • Utility bill of the business premises. Utility bill in the name of the directors and significant shareholders of the company.
  • Business Bank account statement of the company
  • Supplier agreement if the merchant is selling tangible products.
  • Suppose it is a High-Risk Merchant account application. In that case, the payment service provider may also ask for additional documents.

Website Compliance For Merchant Services In Malta

Suppose you sell your products and services on the internet and have a business website. In that case, your business website must comply with the requirements of various card brands. These guidelines are simple.

  • Your website should appear professional and must relate to your industry.
  • List all the products and services on the site.
  • If you sell tangible products, mention the specifications and details about each SKU.
  • If your product has variations, mention those details on the product page. These variations may include colour, size, and customisation.
  • Your website must have clear policy pages. Terms, refund, and cookie policy.
  • The GDPR compliance policy page is a must for Malta and EU websites.
  • Logos of all major credit card brands you wish to accept should be on the website.
  • The website must have an SSL certificate.

Insiders’ Tips On Getting A High-Risk High-Risk Merchant Account In Malta

Traditional Maltese banks refuse to work with merchants from high-risk industries. These merchants are referred to as high-risk merchants in the payment processing industry. Many Malta-based payment service providers offer services to merchants in a few high-risk industries. The transaction rate is slightly higher than low-risk accounts. Financial Institutions charge a higher transaction fee to reduce the credit risk.

Suppose you are a high-risk Malta merchant looking forward to getting a credit card processing account. In that case, you must be prepared to accept rolling reserve. Rolling reserve is a fixed percentage the processing company charges on each transaction. It is a risk mitigation step taken by the acquiring institution.

Final Words For Credit Card Processing In Malta.

Our connectivity with a large merchant acquiring bank network across Malta and the European Union gives us the advantage of offering you low-cost credit and debit card payment processing solutions. Apply today to explore an amazing payment processing experience.