What does it mean when online purchases are declined because of scrubbing What does scrubbing mean and why is it declining my credit card payments?

The payment industry has been a victim of fraud from the start. In the ecommerce age fraudsters use advance methods to cheat the payment system and push losses worth millions of dollars to the ecommerce ecosystem.

To reduce the risk of fraud transactions modern high risk merchant accounts use an advanced method called fraud scrubbibg. With this technology each card transaction is checked for various factors.

  • CVV
  • AVS
  • Bad Card Database check
  • IP Check
  • BIN Check
  • and many more including velocity check.

In simple terms fraud scrubbing is a technology that helps merchants reduce fraud credit card transactions on the gateway.

Need a gateway with built in Fraud Scrubbing Tool. Contact QuadraPay today.

Related Questions

Hоw tо Calculate A Chargeback Ratio?

A business’s chargeback ratio is the total number of chargebacks per month divided by the total number of transactions. The dollar amount of the chargeback