Get Approved for Secure High-Risk Credit Card Processing in Ireland
If your business in Ireland has faced multiple rejections when you applied for a payment gateway or merchant account, then you are not alone. Certain Industries like CBD, eCommerce, adult services, gaming, forex, and subscription-based models are regularly labelled as high risk by traditional payment service providers. This classification generally results in limited access to affordable payment processing solutions; merchants struggle to get approvals, and most of the time they accept high fees.
At QuadraPay we work as a bridge between the merchant and the payment processor. We connect you with our EU based trusted acquiring partners. Our solutions are designed for merchants that work in sensitive or regulated industries. These solutions come with enhanced fraud prevention tools, multi-currency support, and quick onboarding. Whether you operate an online store, a mobile platform, or a subscription business, our high-risk merchant account services can be the perfect solution to your current transaction processing problem.
Since the year 2016 QuadraPay has helped thousands of high-risk businesses across the world, including many in Ireland. We have supported merchants who were declined by low-risk payment service providers. With our network of PCI compliant partners, we can provide you with a stable and fully legal solution to accept card-not-present transactions. In the high-risk payment processing world, experience definitely matters, and we bring to you nearly a decade of it right at your doorstep.
“You will never believe how impactful the right high-risk merchant account can be until you unlock it.”
Why Irish Low Risk Processors Label Some Businesses as High-Risk
Low risk payment processors in Ireland and in the other European Union nations avoid working with merchants from certain industries. Most of the time this is not because of the legality of the business, but it is because of the complexity around the merchant’s profile. These complexities can elevate financial, reputational, and compliance risk for the payment processor. If your business operates in industries such as CBD, adult content, online gaming, cryptocurrency exchange, forex platform, or even alternative medicine, there is a very high possibility that you will be categorised as high risk.
Apart from the industry classification, your business model also plays a critical role. Recurring billing, high-ticket items, and aggressive marketing funnels, as well as a cross-border customer base, can all contribute to elevated chargebacks. Additionally, if your business has experienced previous account closures, has unresolved disputes, or has a history of extended chargebacks, then most traditional acquirers will simply decline your application.
QuadraPay understands these complexities, and that is why we work with EU based payment service providers that are comfortable in evaluating the applications from merchants operating in various high-risk verticals. Rather than applying a one-size-fits-all model, we evaluate your business, and based on our understanding, we recommend the best payment service provider to you.
Key Features of QuadraPay’s Irish High-Risk Merchant Accounts
Our merchant account solutions are designed to be robust, reliable, and revenue-focused for our partners like you. Every account that is provisioned for an Iris merchant comes equipped with advanced features that help you process transactions globally with full compliance.
With multi-currency payment processing, you will be able to accept payments from your customers in Euros, British pounds, US dollars, and beyond. This is ideal for Irish merchants that are serving both domestic and international audiences.
Advanced chargeback alerts and notification services work well for high-risk merchants. By using this optional service, whenever a customer raises a dispute, there is a high chance that you will receive a notification. You can use this time as a window of opportunity to either convince the customer, retain him, or initiate the refund. Just in case nothing works, this extra time will help you to prepare better for submitting the chargeback defence documents.
How to Open a High-Risk Merchant Account in Ireland
Opening a high-risk merchant account in Ireland with QuadraPay is simple and easy. We follow a transparent process. First you contact us and share some basic details like your website address. Our team will evaluate your website and business model and then introduce you to the right payment service provider. You will be submitting your KYC documents to the PSP for review. The underwriting team will evaluate all the information that you have submitted and come to a conclusion to either approve or decline your application. If the account gets approved, then you start the integration. Just in case your account gets rejected, we will recommend you to another provider.