Credit Card Processing In New York

Low Cost Credit Card Processing In New York

Since 2016, QuadraPay has been working with e-commerce and retail businesses, helping them with high-quality merchant processing solutions. QuadraPay offers credit and debit card payment processing solutions to businesses across New York. With our robust merchant account solutions, small, medium, and large businesses can accept well-known credit and debit cards at highly competitive prices.

Our solutions for New York merchants include e-commerce merchant accounts, high-risk credit card processing, retail credit card processing terminals, e-check payment gateways, and ACH merchant accounts.

It is crucial for businesses in New York to ensure that they work with a transparent provider that believes in delivering high-quality services at reasonable pricing. QuadraPay has a massive network of acquiring partners. This strength of QuadraPay can help entrepreneurs in many ways. They can negotiate better as they don’t have to stick to only one provider; they can choose whichever offers them the best rate. Our merchant partners negotiate directly with our acquiring partners.

We offer services to merchants from a wide range of industries and proudly cover a majority of high-risk industries as well. These range from adult entertainment to attorney’s offices, bail bonds to dating websites, and firearms to CBD oil. Our processing partners specialize in approving various types of businesses. Whether you need a merchant account for your internet venture, subscription services, or vape store, we have a solution for you. Our support also extends to New York businesses that operate in sectors like travel, IT, and even pawn shops. If you operate a legal business in New York and require credit card processing services, then look no further. Reach out to QuadraPay today.

Merchant Services Offered By QuadraPay in New York

merchant services in new yorkQuadraPay offers a wide range of merchant services designed for the unique needs of businesses in New York. These services are adaptable and customizable, whether you run a bakery store or have a large gas station chain. We have the right merchant services for you. Let us look at some of the most in-demand merchant services that we offer in New York.

We offer mobile swipers, credit card readers, and contactless payment terminals to retail stores across New York. Our brand-new retail payment solutions are powered by cutting-edge hardware and software technology, offering an excellent transaction experience for retail businesses.

Our online credit card merchant account solutions enable e-commerce businesses to accept payments on their website, mobile app, and other online platforms. With online digital payments, merchants in New York can efficiently accept payments from customers across the US and the world.

We understand that many businesses in New York City require a virtual terminal to accept phone orders. These businesses also need additional features, including the ability to send invoice payment links to customers or set up recurring payments. Our MOTO solution handles all of that.

ACH can be a wonderful solution when it comes to receiving payments from customers. Our ACH processing solution can easily handle electronic fund transfers, such as direct deposit.

Various merchants across New York City face problems in getting a merchant account because local banks and acquiring companies may consider these businesses as high risk. There is absolutely no need for these merchants to stress, as Quadrapay now offers high risk merchant account solutions in New York.

Features of Online Merchant Accounts in New York

Secure processing of transactions is extremely important for any e-commerce business in New York. Our online payment gateway solutions minimize the risk of fraud transactions by implementing robust security parameters.

With our merchant account solutions, you can accept various payment methods including credit cards, debit cards, e-checks, ACH, digital wallet payments, as well as various other alternative payment methods. When you offer multiple payment options to your customers, the chances of transaction success significantly improve.

Our processing partners fully comply with all the required compliances that must be taken care of for offering merchant account services to businesses in New York. These include adhering to the latest PCI DSS standards to ensure the security of transaction information.

The payment gateway solutions we offer have various built-in tools that intelligently work in the background to reduce the risk of fraudulent transactions. Additional filters like 3DS, address verification system, and velocity checks make the system even more secure.

For any e-commerce business owner, it is important to ensure that the payment processing solution must be compatible with the existing shopping cart. We offer integration support to various content management systems including WordPress, WooCommerce, Shopify, Magento, and many more.

Depending on the business model, merchants may have the requirement of accepting recurring and subscription payments. Our high-risk e-commerce solutions come with the subscription payment facility where merchants can collect payments from customers as per the agreed timeline.

Features of Retail Merchant Account in New York

We offer brand new credit card terminals for retail merchants across New York. These payment terminals accept various types of cards, including magnetic strip, EMV, and NFC. Retail merchants can also accept payments from mobile wallets like Apple Pay and Google Pay conveniently for faster transaction processing.

These terminals can be easily integrated into most point-of-sale systems. With the combination of a good retail credit card terminal and POS system, you can manage your retail business efficiently.

With customizable receipt options, you can easily add your branding elements to the receipt, enhancing the professional image of your business and providing your customers with transaction details as well.

Our retail processing terminals are powered by domestic banks, and you can expect settlements of your funds for better cash flow access.

With access to detailed reporting capabilities of the terminal, retail merchants can identify various parameters which can help them understand consumer behavior, identify trends, and make informed decisions.

Rates for Credit Card Processing in New York

The rates for credit card processing in New York vary based on the industry the merchant operates in and the type of card used for transactions. Each industry has its own suggested rate range, and the same goes for different card types. Consumer card transactions are cheaper than corporate cards in most cases.

However, depending on the industry type and card type, the rate for transaction processing in New York can range between 1% to 3.99%. Ask us today for a zero-obligation free quote.

KYC for Merchant Services in New York

It is mandatory for any merchant processor to properly complete the KYC check process for any credit card processing account application in New York. This step helps the credit card processor align with the requirements set for them. The KYC process helps mitigate various risks and also assists in identifying fraudulent merchants or other merchants that do not match the risk appetite of the payment processor. The process involves the collection and checking of various documents like application forms, driver’s licenses, business licenses, bank statements, processing history, utility bills, etc. Depending on the line of business, additional documents are requested.

FAQ Merchant Services In NYC

Which areas in New York are supported by Quadrapay for credit card merchant services?

We offer merchant services to businesses across New York, including Albany, Bronx, Brooklyn, Buffalo, Hempstead, Manhattan, Mount Vernon, New Rochelle, New York City, Queens, Rochester, Schenectady, Staten Island, Syracuse, Utica, White Plains, Yonkers.

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