Your Path to a Hassle-Free High-Risk Payment Gateway in the Netherlands Starts Here
Are you tired of being turned away by banks and payment service providers in the Netherlands? You are not alone. Many Dutch entrepreneurs operating in regulated or non-traditional industries face an endless battle when applying for a merchant account.
The good news is that QuadraPay is built to support your business. Whether you run a subscription-based e-commerce website, operate a CBD business, manage a regulated crypto exchange, or offer online coaching globally, we can help you accept payments both locally and internationally.
Our specialised high-risk merchant accounts and payment gateway solutions are built to help you scale. We bring nearly a decade of experience supporting merchants in high-risk industries. Our partner providers offer quick approvals, easy integrations, and extended fraud protection. We deliver a complete package that your high-risk business needs to fulfil its payment processing requirements.
Why Dutch Businesses Trust QuadraPay
Since 2016, we have been the go-to choice for high-risk merchants across many countries, including EU member states. But what makes us different? It’s simple, we’ve established solid connections with payment processing companies that do not shy away from evaluating applications from merchants in high-risk industries. Our partners believe that every merchant deserves an opportunity to be assessed fairly.
In countries like Australia, New Zealand, the United States, the UK, and Malta, we offer omnichannel payment solutions. In the Netherlands, we provide e-commerce payment processing for your online business, along with a virtual terminal so you can accept orders over the phone.
Want to use local payment methods? Not a problem, we’ve got you covered. Searching for hosted checkout or comprehensive API integration? Our partner providers offer both. Prefer fully transparent pricing? We use the interchange plus model, giving you clarity and fairness in every transaction.
Do You Fall into a High-Risk Category?
Many industries in the Netherlands are considered high-risk by traditional payment processors not because of legality in most cases, but because few low risk processors often lack the tools to properly assess the real value of such merchants. If you are a merchant operating in one of these verticals, chances are you’ve already encountered multiple roadblocks.
CBD, Vape and nutraceutical companies face critical challenges. The same is true for adult and webcam platforms, which often deal with content sensitivity and high chargeback ratios.
Travel and ticketing companies are also flagged as high-risk due to future-dated service delivery and refund exposure. Cryptocurrency and forex platforms come under scrutiny because of volatility and anti-money laundering (AML) risks.
Other examples of industries that often struggle to get merchant accounts in the Netherlands include dropshipping, subscription billing services, and high-ticket e-commerce websites, especially where fulfilment delays or recurring billing issues are involved.
If your business has already been declined by local payment service providers, it’s time to move on and explore other options in the European Union. With QuadraPay, we make the process extremely easy for you. It’s time to leverage our extensive connections. Even when many others say no, we often get merchants approved.
What Makes a Great High-Risk Payment Gateway for the Netherlands?
A premium high-risk payment gateway must offer more than just the ability to process credit card transactions, it should empower your business to grow. Our solutions do exactly that by supporting multiple payment channels, including web checkout, mobile app payments, email billing, and virtual terminals. In some countries, we also offer retail point-of-sale terminals and SoftPOS options.
Our solutions deliver enterprise-grade payment security, as our partner processors are fully PCI DSS compliant. With 3D Secure 2.0, AVS, and velocity checks, our payment gateway solutions are perfectly suited for high-risk businesses in the Netherlands.
With our comprehensive gateway offering, you can also integrate local alternative payment methods into your transaction processing system. We support Apple Pay and Google Pay to ensure your business can accept frictionless mobile transactions. Plus, every merchant receives proactive support from a dedicated account manager.
What You’ll Need to Apply. KYC Checklist.
Getting approved for our high-risk merchant account and payment gateway solutions means you’ll need to meet European KYC and underwriting standards. But you don’t have to do it alone, our team will help you prepare the necessary documents to increase your chances of approval.
Generally, you will need the company registration document. This can be from the Netherlands or any other EU nation. In fact, our processing partners also support businesses registered in the European Economic Area (EEA).
Next, you’ll need to submit photo ID for the company directors or all ultimate beneficial owners. This can be a passport or any other valid national ID. To confirm the business’s physical address, you’ll need to provide the latest utility bill. Other commonly required documents include:
- Domain registration proof
- Supplier agreements
- Industry-specific documents such as lab certificates, IATA certification, or LegitScript approval
Special licences may also be required for industries such as forex, travel, or health products. We work closely with merchants in sectors like wellness, collections, and medical products to ensure that every document meets compliance requirements.
Website Compliance Standards for Approval
Your website is one of the first things acquiring banks will review. It must be clear, professional, and transparent to improve your chances of approval.
Your site should include:
- Visible product and service listings
- Easy-to-locate and easy-to-understand terms and conditions, privacy policy, and refund policy
- An SSL certificate on all pages to ensure secure data transfer
- Accurate and easily accessible contact information
You should avoid adding any misleading badges or dummy contact details, as these can lead to instant rejection of your application.
Why QuadraPay Is the Right Fit for Dutch High-Risk Merchants
We have nearly a decade of experience serving high-risk businesses, and we are proud to have helped many struggling merchants secure approval in a fully compliant manner through our partner processors. We’ve supported businesses across various sectors including nutraceuticals, the adult industry, digital goods, and more. Our acquiring partner network spans the European Union, the United States, Canada, Australia, and the UK.
Most of our partner processors offer a transparent interchange plus pricing model, which helps businesses accurately predict the costs they will incur based on their expected volume.
These are just a few of the reasons why businesses in over 30 countries including the Netherlands trust us when it comes to securing high-risk merchant accounts and payment gateway solutions.
Start Accepting Online Credit Card Payments in the Netherlands
When you work with us, there are no games, no “hide and seek.” Our partner providers offer you affordable rates with reasonable contracts. You gain access to transparent solutions designed for real businesses facing real challenges.
Whether you’re based in Amsterdam, Rotterdam, Utrecht, Eindhoven, or anywhere across Europe, we’re ready to help your business thrive.
Get in touch with us today:
Email us: [email protected]
Apply online: https://quadrapay.com/contact/