Low Cost Credit Card Processing for Landscaping Businesses
A landscaping merchant account is a specialized credit card processing solution for businesses operating in the landscaping industry. With the landscaping merchant account, businesses can accept all types of credit and debit card payments from customers.
It is important for any landscaping business to have an efficient payment processing solution as it directly impacts revenue, customer satisfaction, and business growth. Accepting card payments smoothly, whether online or in person, helps landscaping businesses maintain a competitive edge in the market. Today, every customer expects convenience, flexibility, and security when it comes to making payments. Landscaping companies that do not offer smooth credit card processing options run the risk of losing customers.
Key Pain Points of Landscaping Companies in Terms of Payment Processing
If a landscaping business does not accept credit card payments, it naturally attracts a lot of problems. Although it is important to know that many landscaping companies and entrepreneurs may not be fully aware of these problems, or they may simply be ignoring them, let’s look at some of the most crucial ones.
Many landscaping companies only accept cash and check payments from customers. This approach limits the ability to cater to a larger customer base, including business customers who prefer to use other payment methods like mobile wallets, credit cards, debit cards, gift cards, or any other similar method.
The manual processing, which includes accepting payments and then depositing them to the bank, and then, based on the requirements, withdrawing the funds from the bank for business use, is extremely time-consuming. Cash handling may also cause human errors and delay in reconciliation and receiving funds.
The traditional way of accepting only cash and checks for a landscaping business exposes the entire operation to the risk of theft, fraud, and accounting discrepancies. Along with that, the traditional, insecure payment processing method may also compromise customers’ data and addresses, potentially damaging the company’s reputation and incurring legal liabilities.
Benefits of Landscaping Credit Card Processing
When a landscaping business implements a credit card processing solution, it brings a lot of benefits. Let’s look at some of these.
The first benefit we want to highlight is that a landscaping business can potentially increase revenue by accepting credit cards or other electronic payment methods. Digital payment methods have proven to increase the average ticket size of orders and have also helped businesses increase their customers’ return ratio.
When a landscaping company offers a variety of payment methods, including credit cards, debit cards, digital wallets, and gift cards, it definitely enhances the overall customer experience. Offering a variety of payment methods elevates the brand reputation of the landscaping company.
By implementing digital payment methods, landscaping companies also improve their overall business operations. With modern credit card processing solutions, landscaping companies can automate the payment process. They can accept one-time as well as recurring and subscription payments. It is also observed that digital payments reduce the risk of manual errors to a very high extent. Our credit card processing solution easily integrates with various landscaping e-commerce solutions as well as point-of-sale systems.
While a cash-only landscaping company may have to wait for a longer time to get access to funds from customers, on the other hand, a future-oriented landscaping company that uses digital payments will have a much faster inflow with the help of online payments. With faster cash flow, landscaping companies can invest the amount quickly into business operations.
Types of Landscaping Credit Card Processing Solutions
Depending on the type of business operation, landscaping companies can choose any of the following types of credit card processing solutions.
Ecommerce Payment. For businesses that offer landscaping services and also have an online presence, they can use the e-commerce payment gateway solution. Landscaping companies can publish all the products and services they offer on their website, and customers can visit the site to place orders. The payment gateway securely encrypts the credit card details and then processes the complete transaction. Our online credit card processing comes with excellent integration options. With a detailed API guide and ready-to-use plugins, integration is easy. Our gateway partners also support integration with excellent ecommerce platforms like Wix, Shopify, and BigCommerce.
Retail Terminal. Landscaping companies that operate from a physical storefront or wish to accept payment at the site of the customer can use our retail credit card processing terminals. With these terminals, businesses can accept payments in person. The merchant can hand over the credit card to the merchant, who can then swipe the card on the terminal for order processing. Our credit card terminals for landscaping companies also come with the ability to accept tap-on-the-glass payments. Apart from conventional credit card terminals, we also offer mobile card readers, which are handy and can be easily carried to customers’ locations for order processing.
Virtual Terminal. Some landscaping companies may require a web-based virtual terminal. With this kind of solution, landscaping merchants can accept credit card payments over the phone and through the mail.
Application Process and KYC Procedures
The application process for a landscaping credit card processing solution generally involves a few simple steps. It starts with the initial inquiry, which you can make on our website by sending us your basic details, including your name, phone number, email, and message. We will review your information and contact you to understand your payment processing requirements.
After the initial need analysis, our expert team will guide you through the next steps, including the Know Your Customer (KYC) procedures. For the approval of a merchant account for your landscaping business, you need to submit specific business documents, referred to as KYC documents.
Once you send these documents to us, they will be sent to the underwriters for a thorough review. After the underwriting process, the merchant will receive information about the decision of the underwriting team. If approved, the merchant will receive a detailed agreement that outlines all the terms of service. In case of application rejection, we will take your application to another provider to ensure you get the payment processing solution you need.
