Credit Card Processing in Brownsville, Texas | QuadraPay Merchant Services
Professional Payment Processing Solutions for Brownsville Businesses
QuadraPay provides credit card processing and merchant services for businesses throughout Brownsville, Texas, and the Rio Grande Valley. We offer truly transparent pricing, reliable technology, and professional support that helps local merchants accept payments in an efficient way. From downtown Brownsville to Port Isabel and South Padre Island businesses across Cameron County, they all can rely on QuadraPay for their payment processing needs.
Why Brownsville Businesses Choose QuadraPay
Transparent Pricing You Can Understand
Many business owners in Brownsville find their current payment processing statements confusing. QuadraPay provides truly transparent interchange-plus pricing that clearly displays the actual interchange rate, which is set by the card brands, plus the markup.
Our solutions are perfect for retail stores on International Boulevard, restaurants in the historic downtown district, service companies across Cameron County, and online merchants throughout the region. Our pricing structure is simple and straightforward. You see exactly what you are paying for and why. There will be no surprise rate increase after the promotion period ends. We provide detailed monthly statements to you that will come with a breakdown of every fee so you can track your processing fees accurately.
Whether you operate a retail storefront, run a restaurant, or provide HVAC consulting services, you’ll know the cost up front.
We also offer a surcharge program for eligible businesses. With this program, you’ll be able to pass the processing costs to customers that choose to pay with cards. This service is provided in compliance with the local law. This option works well for gas stations, convenience stores, and certain types of service providers.
Our team will help you understand if this option suits your business model and will ensure that all requirements are met.
Reliable Support When You Need It
QuadraPay partner processors maintain a support team that is available around the clock to assist merchants with technical issues, billing questions, and processing concerns. Some of our providers also have representatives that are based in Texas and they truly understand the business environment in the area.
When you call for support, you will reach real people who can help you resolve issues effectively without wasting your time. We assist Brownsville clients with various merchant service needs, including credit card processing terminals, online payment gateways, gift card merchant services, e-commerce merchant accounts, and so on.
Our support extends to businesses throughout Los Fresnos, Rancho Vallejo, Laguna Vista, and Cameron County. We help our merchants with the resolution to technical problems.
Our support team works with all types of businesses, including those operating in the high-risk industries, such as CBD, vape shops, social gaming, debt collection, and so on. Whether you need help during the regular business hours or late at night, you will find a support team available to assist you.
Efficient Application and Setup Process
When merchants from Brownsville apply with us for a payment gateway or merchant account, then most of the time the approval decisions are made within 24 to 48 hours after submitting the application and the KYC to our partner processors. The application process requires standard business information, including your business’s legal name, ownership details, and bank account information.
If you compare our requirements with other providers, you’ll realize that we don’t require extensive documentation and complicated paperwork. Most of the documents can be submitted over an online secure link. We work with various types of businesses across Brownsville and the Rio Grande Valley.
Our merchant services support various industries, including convenience stores, coffee shops, dental clinics, boutiques, landscape businesses, and CBD shops. Even for businesses that many providers consider challenging, most of the time we may help them find a provider that will approve. We do this by utilizing our extensive network of partner providers.
Payment Solutions for Different Business Types
Retail Store Processing
Retail businesses in Brownsville can benefit a lot from our payment solution. They can accept modern payment methods while maintaining full security. Our retail payment processing systems allow merchants to accept EMV chip cards, contactless payments, and wallet payments such as Apple Pay, Google Pay, and Samsung Pay.
Along with that, these advanced payment solutions include options such as inventory management and sales tracking. We serve various retail categories, from apparel stores to jewelry stores, and from furniture businesses to bicycle shops.
Our smart point-of-sale terminals can process transactions at fast speed, and these come with receipt printing capabilities. You can connect these terminals via Ethernet or Wi-Fi.
These pieces of equipment are available at a monthly rental starting at just $29.99, or you can buy them outright at a low cost. Each terminal meets current payment industry security standards. For retail businesses that need comprehensive management tools, we offer an all-in-one point-of-sale system that provides inventory tracking, employee time management, and customer data management.
The cloud-based point-of-sale system works for businesses that require complex inventory management. These are perfect for consignment stores and thrift stores. Whether you operate a candy shop or a bakery store, or you have a wine business, these systems can be configured as per your needs.
Restaurant and Food Service Processing
Restaurants throughout Brownsville use point-of-sale systems for food service operations. Our smart point-of-sale systems include table management, split payment capabilities, tip handling, kitchen printer integration, multiple display units, and menu management.
With these systems, your restaurant can manage the payment flow easily, even during busy service periods. Restaurants across Brownsville, along with those operating on Paradise Line Road and throughout Cameron County, can use QuadraPay for payment processing.
Whether you operate a full-service restaurant, or a pizza shop, or a food truck, we have the system that will be best suited for your requirements. Our point-of-sale systems also work for cafes, bakeries, and fast-casual concepts.
These come with customer-facing displays and enhanced order management capabilities. Online ordering integration is a key feature of our solutions, which helps you to connect the payment system with websites and third-party delivery platforms. This integration can help ensure orders from Los Fresnos to South Padre Island flow into your kitchen in a systematic and accurate manner.
When you combine the retail point-of-sale system with online payment processing capabilities, your restaurant can accept digital orders efficiently in all modes.
Service Business Payment Processing
If you operate a service-based business in Cameron County, we can offer you a mobile payment solution that can work at your customer’s location. With these compact devices, you’ll be able to accept chip cards, contactless payments, and mobile wallets wherever you have cell service.
With a smart application, you can include invoicing, estimate generation, and signature capture, as well as receipt delivery via text and email. These are perfect for those businesses where the services are delivered at the customer’s location.
Service providers in Brownsville can use Quadrapay to collect payments on-site in the most convenient way, whether you provide cleaning services, auto repair, or electrician services, or you are a contractor.
With mobile payment acceptance, you’ll enhance your payment collection capabilities. These smart devices include Bluetooth card readers, audio jack readers, and phone case readers.
With our virtual terminal solution, you can email invoices and secure payment links to your customers. You can also schedule recurring payments for maintenance contracts. All the transaction data is handled in a secure manner.
Service providers throughout Rancho Vallejo, Olmito, and the Rio Grande Valley can use this virtual terminal solution to manage their payment operations. For businesses in industries like property management, utility services, or those that require recurring billing, we offer easy-to-set-up subscription payment solutions.
Online Business Payment Processing
If you operate an online business in Brownsville, then we can offer you a payment gateway that will integrate with platforms like WooCommerce, Shopify, BigCommerce, and Magento. Our solutions also integrate with custom-made websites built on ASP.NET as well as PHP.
With the online payment gateway, you also get access to hosted payment pages. These are super easy to integrate on your website. Along with that, you also get access to a direct API through which you can write custom integration codes.
By using the online payment gateway, you’ll be able to accept credit cards, debit cards, ACH transactions, digital wallets, and even e-checks on your e-commerce website.
Online merchants can use QuadraPay to reduce the transaction cost while also efficiently defending against fraud risk. Our payment gateway includes Velocity Monitoring, Address Verification System, CVV Verification, and 3D Secure Authentication.
All these tools work in the background, and the purpose of them is to protect your business. Whether you sell physical products on a dropshipping model, or you have a digital goods website, or you offer subscription services, these payment gateways can suit your business requirements.
For businesses in Brownsville, we also offer custom e-commerce website design services. Our websites come with full e-commerce capabilities, which include inventory management, order tracking, and SEO optimization. Once we create the website, we also assist you in setting up the payment gateway and merchant account for the same. Our e-commerce solutions can serve businesses ranging from home-based startups to established retailers and online players.
Specialized Solutions
Surcharge and Cash Discount Programs
The Texas law permits businesses to implement a surcharge program. This means you can pass the credit card processing fees to customers who wish to pay with cards. However, it is important for you to work with a partner that truly understands the legal regulations around this facility.
QuadraPay works with well-known payment processor partners and they can handle the requirements, including proper signage, customer disclosure, and rate caps. The surcharging program is perfect for gas stations and convenience stores and various other service providers.
The financial impact of surcharging can vary from business to business. A business that processes around $50,000 per month at 2.5% pays approximately $1,250 in fees. With a truly compliant surcharging program a significant portion of this fee can be redirected to the customer.
We also offer cash discounting and dual pricing services for businesses that prefer a different approach. Each program has got its specific compliance requirement, which our partner processors can help you navigate.
Industry-Specific Merchant Accounts
QuadraPay does offer merchant accounts for businesses that sometimes face approval challenges with low-risk payment processors. Our relationship with well-known merchant acquirers gives us the capability to support many such businesses. We offer high-risk merchant accounts for businesses that require specialized underwriting.
These are perfect for merchants operating in industries such as CBD, hemp, nutraceuticals, supplements, kratom, vape, botanical products, and alternative medicines. Wellness businesses can use our specialized healthcare payment processing solutions.
We also cater to the requirements of dental practices, chiropractors, physical therapy specialists, veterinarians, pharmacy stores, medical spas, cosmetic practices, and telemedicine providers.
Membership businesses can use our recurring billing solution. These are perfect for gyms, fitness clubs, yoga studios, country clubs, golf clubs, and so on. With this system, merchants can handle automated billing, membership management, and payment recovery processes. Professional firms such as law firms can use this solution for client billing systems.
Service Area
QuadraPay is proud that it can serve businesses throughout Brownsville, including the historic Downtown District, International Boulevard, Paredes Line Road, and Sunrise Mall area. Along with that, we also serve merchants throughout the Southmost.
We can provide services to business owners in Cameron Park, Olmito, Rancho Vallejo, and unincorporated areas of Cameron County as well. Our services are extended to Los Fresnos, Port Isabel, South Padre Island, San Benito, Harlingen, La Feria, Santa Rosa, Laguna Vista, and Palm Valley.
Frequently Asked Questions
How long does the approval process take?
Most of the applications of merchants located in Brownsville and nearby areas are approved within 24 to 48 hours. However, if the merchant is operating in a complex industry, this time may extend to 5 to 7 business days.
What credit requirements do you have?
Credit score definitely plays a critical role in the account approval. However, when it comes to our solutions, the approach is slightly different. Our partner providers evaluate the merchant’s overall profile, including the credit score. So, it’s not only the credit score that will decode the decision. Sometimes, merchants that have less than average credit scores also get approved through our partner network.
Learn more about our bad credit merchant account solution here.
Do you accept international cards?
Yes, with our point-of-sale terminals and online payment gateways, merchants in Brownsville can accept international cards.
Do you work with high-risk businesses?
Absolutely. We do work with high-risk businesses. As a matter of fact, that is our expertise. We can support Brownsville-based high-risk merchants operating in industries like CBD, nutraceuticals, vape shops, and debt collection. Contact us today so that we can discuss your specific requirements.
Free Rate Analysis
Send us your current merchant account statement for a comprehensive analysis. Our team will review your fees, compare them against the industry standards, and show you how our pricing compares with them. This analysis will help you understand your current cost and your potential savings.
Application Process
Our application is 100% online and it will hardly take 10 to 15 minutes for you to fill in the details. You will need basic business information and some KYC documents. All this information can be submitted to the secure online link and no paperwork is required.
About QuadraPay
QuadraPay has been assisting businesses since the year 2016. We provide them highly advanced payment processing solutions. Our team focuses on transparent pricing, reliable technology, and professional support. All of our partner processors comply with the PCI DSS requirements and offer comprehensive support to merchants.